Educational Loan Programs
- Direct Stafford Loans
- Direct Parent PLUS Loans (Undergraduate Dependent Students Only)
- Direct Graduate PLUS Loans (Graduate Students who have applied for their annual loan maximum eligibility under the Federal Subsidized and Unsubsidized Stafford Loan Program before applying for a Graduate/Professional PLUS loan)
A reminder about Federal Student Loans!
It is important that if you expect to have your loan funds available and ready to pay your student bill, you must have accepted your student loan offer, have a current and completed.
You must maintain eligibility.
You are responsible for monitoring your financial aid, your billing account and any payments required. How Financial Aid Appears on your Tuition Billing Statement
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The table below provides interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2025, and before July 1, 2026. |
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Loan Type |
Student Grade Level |
Cohort |
2025-26 Fixed Interest Rate |
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First Disbursed On/After |
First Disbursed Before |
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Direct Subsidized Loans |
Undergraduate Students |
7/1/25 |
7/1/26 |
6.39% |
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Direct Unsubsidized Loans |
Undergraduate Students |
7/1/25 |
7/1/26 |
6.39% |
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Direct Unsubsidized Loans |
Graduate/Professional Students |
7/1/25 |
7/1/26 |
7.94% |
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Direct PLUS Loans |
Parents of Dependent Undergraduate Students and Graduate/Professional Students |
7/1/25 |
7/1/26 |
8.94% |
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N/A |
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Origination Fees |
For loans first disbursed on or after October 1, 2020, and before October 1, 2026: |
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